David Sowerby - The first quarter is done, and, at best, the start to the year is similar to last year. It's rather uninspiring when you consider the stock market has been flat for the last 12 months. Although the stock market is slightly negative so far in 2016, it does not aptly describe the better opportunities which have developed in the last six weeks. Since early February, the U.S. stock market has rallied 12 percent for stocks in the S&P 500 index (large company stocks), and 14 percent for the more
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